There are things you can do if you're struggling to pay your bills - for example your energy bills, rent and council tax. Check if you can get extra help or money You might be able to claim benefits or increase your current benefits if you’re: struggling to afford essential things - such as food and housing sick or disabled not working working and on a low income a pensioner on a low income a carer responsible for children It’s important to check if you can get extra help or support, even if you’re working. Check what help you can get from your local...

Use a budget planner tool to help you understand: what you’re earning and spending where you might be able to cut costs Before you start The planner will be most useful if you give accurate figures. You can use rough figures if you just want a general idea of your budget. Try to find your most recent: bank statements payslips debit and credit card statements or bills receipts for things you usually pay for in cash Make sure you include all your expenses, for example money you spend on your partner or family.